Flash Pesa


Our lending platform can be accessed through Google Play. Open Google Play and search for “FlashPesa”, download and fill in your correct details

You can also click on this link to download directly.

To edit your personal details, click “My Profile” and edit your details

In Kenya, we only support Safaricom at the moment. We hope to expand our coverage in the near future.

All you need to apply is your Safaricom phone number and a valid National ID. We will also request access to the data on your phone in order determine your eligibility.

FlashPesa uses data from your phone i.e SMS ,  together with your credit history from a credit bureau. We combine this with your FlashPesa repayment history to build an individualized credit score, which determines the loan offers you receive.

If you already have un cleared loans with other financial institutions, or a bad credit history.

To increase your chances of approval, please make sure to save the data on your phone, keep good credit with all other lenders, and correctly input your account details.

Currently our loans range from Ksh 2000 to Ksh 50,000. If you repay your loan on time your loan limit increases

It will only take a few minutes.

Our interest ratesstart from 15% for a term of 15 days.

Through M-Pesa to pay bill 911280 and your phone number as the account.

To view your repayment information, kindly go to “My Loan”,

If you do not receive confirmation from FlashPesa that your repayment was received within a few hours, kindly send us the transaction confirmation message you received and the number you used to make the payment via “Customer Care”.

Early repayment is accepted. We strongly encourage you to repay your loan on time to increase your loan offer amount.

After reconciliation of all payments, excess funds will be reversed to your M-PESA account within 15days.

Yes, you can pay through the M-PESA paybill and the account being the mobile number of the person who took the loan.